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Terms and Conditions

Last updated: March 21, 2025

Acceptance of Terms

By accessing or using GlobalXBPay Pvt Ltd services (the Service), you agree to these Terms & Conditions.

Eligibility

You must be at least 18 years old and legally able to enter contracts. You must provide accurate personal and financial information during registration.

Services Offered

We offer cross-border financial transfer services. Services are subject to local and international regulatory compliance, exchange rates, fees, and taxes.

User Responsibilities

- Ensure accuracy of provided recipient and payment details.
- Maintain security of your account credentials.
- Immediately notify us of unauthorized use or suspicious activity.

Fees and Taxes

Transaction fees, currency exchange rates, and applicable taxes (including mandatory government charges like the 1% tax in India) are transparently displayed prior to transactions.

Transaction Limits and Verification

Transactions are subject to KYC and AML regulations. We reserve the right to impose limits or request additional verification at any time.

Cancellation and Refunds

Transfers can be canceled before processing begins. Refunds, if applicable, are processed back to the original payment method and may take up to 7 business days.

Liability

We are not liable for losses arising from incorrect information provided by you or circumstances beyond our control (such as system outages or bank errors).

Termination of Account

We may suspend or terminate your account due to violation of these terms, suspicious activities, or regulatory requirements.

Governing Law

These Terms are governed by and construed in accordance with applicable laws in India. Disputes will be resolved exclusively by courts in India.

Amendments

We reserve the right to update these terms periodically. Continued use of services constitutes acceptance of changes.