Guide · USA to India · NRI transfers
This guide explains how to send money to India from the USA using GlobalXBPay — from creating an account to delivering INR to your recipient's bank.
Whether you are sending your first transfer or switching from a bank wire, follow the steps below. Compare rates and fees before you send so you know the full cost upfront.
Sign up on the web or download the app with your email and basic details. Registration takes a few minutes.
Complete ID verification required for USA money transfer compliance. Have a valid ID ready — verification is usually quick.
Enter your recipient's name and Indian bank details (account number, IFSC, and supported bank). Save the profile for future transfers.
Choose your amount in USD, review the USD to INR rate and fees, fund from your linked bank or wallet, and confirm. Track delivery in the app.
Bank wires to India often charge a flat wire fee plus a markup on the exchange rate, so the total cost is higher than the fee line on your statement.
With GlobalXBPay you see the rate, fees, and INR amount delivered before you pay — no hidden fees. Many customers send money to India from the USA with lower all-in cost than traditional wire.
Delivery is often same day or next business day depending on funding method and bank processing. Your quote shows an estimated timeline at checkout.
Look for providers that show the all-in price before you confirm. Avoid comparing only the headline exchange rate — check transfer fees and the final INR received. Use our rate page and comparison tool, then sign up when you are ready to send.
Frequently asked questions